National home sales are projected to increase 14% in 2026, aided by more inventory and lower mortgage rates.
Home prices will rise moderately 2–3%, while declining monthly payments improve affordability for buyers.
Single-family construction and new-home sales are expected to grow 1%, but housing deficits remain.
First-time buyers re-emerge, baby boomers dominate trades, and all-cash buyers remain significant in 2026.
A 1% mortgage rate drop could expand the buyer pool by 5.5 million households.
2026 Real Estate Shows Balanced Recovery
