As the U.S. marks its 250th anniversary, 81% of adults still view homeownership as part of the American Dream. In 2025, first-time homebuyers made up 49% of new purchase loans, with a median age of 33. Repeat buyers accounted for just over half of purchase originations, buying more expensive homes with a median price of $482,000. Homeownership remains a key goal despite evolving paths to achieve it.
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